BHIM app

Introduction:-

Bharat Interface for Money, shortened as BHIM, is an app that has been launched in India to help the country go cashless.

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BHIM (Bharat Interface for money) is a mobile App developed by way of national bills organization of India (NPCI), primarily based on the Unified Payment Interface (UPI). It is released by using Narendra Modi, the high Minister of India, at a Digi Dhan mela at Talkatora Stadium in New Delhi on 30 December 2016. Within 10 days of launch, it has seen one crore downloads.it has been named after Dr. Bhimrao R. Ambedkar.

The BHIM app is developed for making e-payment directly through their banks, its save time and help to increase the growth of GDP of india and also making india digital.

This UPI app helps all Indian banks which use that platform, that is built over the immediate charge carrier infrastructure and lets in the person to right away switch cash between the financial institution debts of any events. it can be used on all cellular gadgets.

Feature :-

The following features of BHIM app help us to send money, request for money, User can pay by scanning the QR code through Scan & Pay & generate your QR option is also present, a user can link their bank account to BHIM app to see their bank detail like checking her/his balance.BHIM app loaded with up to 8 regional languages (Tamil, Telugu, Bengali, Malayalam, Oriya, Gujarati, Kannada, Hindi) available on BHIM to improve the user experience.You can also use  bhim app as bill payment.

detail of BHIM app

Also read about How to find wifi password

Is BHIM and Mobile wallet are same?

The answer is simply No. You can store a limited amount of money in a mobile wallet like Paytm or MobiKwik, which you can send only to someone who is using the same wallet. But BHIM is UPI-based, and thus linked directly to a bank account. All the payee needs is a bank account.

How many banks does BHIM app support :-

It generally supports all banks.The list of banks are Allahabad Bank, Andhra Bank, Axis Bank, Bank of Baroda, Bank of Maharashtra, Canara Bank, Catholic Syrian Bank, Central Bank of India, DCB Bank, Dena Bank, Federal Bank, HDFC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, IndusInd Bank, Karnataka Bank, Karur Vysya Bank, Kotak Mahindra Bank, Oriental Bank of Commerce, Punjab National Bank, RBL Bank, South Indian Bank, Standard Chartered Bank, State Bank of India, Syndicate Bank, Union Bank of India, United Bank of India, and Vijaya Bank.

bank supported by BHIM app

You can also use BHIM app for earn some money :-

If you are new to BHIM app, you will get a referral bonus amount of Rs25 after completing all the required conditions to your newly registered BHIM  account. You will get a referral bonus amount of bhim app Rs10 per person for every complete process done by a referred person.

You can give your referral code to any number of people you want. You can also transfer money to the person whose referral code you are using to avail the referral scheme. It is possible to earn as much as Rs25,000 per month from referral bonuses.And their is aslo a contest on the app and the winner may win bhim app 1 crore prize.

How to use/download BHIM app :-

The BHIM app is available in play store {for Android User} and App Store {for Apple User}.And you can also download  bhim app on 9apps.

By using these simple step you can able to use/download the BHIM app.

Step 1 :- Download and Install BHIM app from Google Play Store and from Apple App Store.

BHIM app on playstore

Step 2:- After installing open it and  Select your preferred language.

select language in BHIM app

Step 3:- Select SIM card which has the mobile number registered with your respective bank and then clicks ok.

verify your mobile in BHIM app

Step 4:-  Now set or create the passcode.

Step 5:- Then  Link your bank accounts using bank account option.

Step 6 :- Now Set your UPI PIN by providing last 6 digits of the debit card and expiry date of the debit card.

Step 7 :- Set one virtual payment address (VPA) as a primary (default) virtual payment address (VPA).

Step 8 :-  Click on send and enter the virtual payment address (VPA)/Account number+ IFSC/Aadhaar number and Scan or Pay option of the person to whom you want to send money.

Step 9 :- Enter the UPI Pin you set earlier to authenticate the transaction.

Step 10 :- Check transaction history to see the status of the transaction.

What's make BHIM app unique from other wallet apps?

The basic difference between wallet app and the BHIM UPI is that wallet app is a sort of an e-wallet whereas with the BHIM UPI app you make bank-to-bank transfers.

When you use wallet app, you first need to add some money in your wallet app account in order to carry out transactions. If you want to pay someone using wallet app, you first need to transfer some amount to your wallet app account from your debit card or your bank account. Only then you can transfer the amount to the other person.

With the BHIM UPI app the upper limit of a single transaction is Rs. 10,000 and you can transfer Rs. 20,000 in 24 hours.

With wallet app, you can receive up to 25,000 rupees in a month.

These are the main reason which make BHIM app differnt from wallet app.

If you have any doubt about BHIM app comment below.

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